RIPS 2024 Scheme

Interest Subsidy Scheme0.5% to 2% Additional Subsidy

Get additional 0.5% to 2% interest subsidy on term loans under Rajasthan Investment Promotion Scheme 2024. Reduce your effective interest rate and save on loan costs. Available for MSMEs and eligible industrial units.

0.5% - 2%
Additional Subsidy
5-7 Years
Benefit Period
MSME
Focused

Get Free Consultation

Fill in your details for personalized guidance

Key Benefits of Interest Subsidy

Reduced Interest Rate

Lower effective interest rate on term loans, reducing your borrowing costs significantly.

Substantial Savings

Save thousands of rupees annually on interest payments with 0.5% to 2% additional subsidy.

Long-term Benefit

Subsidy available for 5-7 years, providing sustained financial relief.

MSME Focused

Special provisions and higher rates for Micro, Small, and Medium Enterprises.

Backward Area Benefits

Higher subsidy rates for units located in backward and underdeveloped areas.

Combinable Benefits

Can be combined with other RIPS 2024 incentives for maximum benefits.

Eligibility Criteria

Eligible Entities

  • MSMEs (Micro, Small, Medium Enterprises)
  • New industrial units
  • Expansion projects
  • Service sector units
  • Agri-processing units
  • Units with term loans from scheduled banks

Requirements

  • Minimum investment thresholds as per RIPS 2024
  • Term loan from scheduled bank/financial institution
  • Compliance with employment generation targets
  • Valid business registration and licenses
  • Project completion within specified timeline
  • Adherence to environmental norms

Frequently Asked Questions

What is Interest Subsidy under RIPS 2024?

Interest Subsidy is an additional 0.5% to 2% interest subsidy on term loans provided to eligible MSMEs and industrial units under Rajasthan Investment Promotion Scheme 2024. This reduces the effective interest rate on loans.

Who is eligible for Interest Subsidy?

Eligible entities include MSMEs, new industrial units, expansion projects, and service sector units that meet the investment and employment criteria under RIPS 2024. The subsidy is available on term loans from scheduled banks and financial institutions.

What is the interest subsidy rate?

The interest subsidy rate ranges from 0.5% to 2% additional subsidy over and above any existing interest subsidy schemes. The exact rate depends on the sector, location (backward areas get higher rates), investment amount, and employment generation.

How long is the interest subsidy available?

Interest subsidy is typically available for the loan tenure or for a specified period (usually 5-7 years) from the date of loan disbursement, subject to compliance with RIPS 2024 terms and conditions.

What documents are required for Interest Subsidy application?

Required documents include: Loan sanction letter, loan agreement, investment proposal, company registration documents, financial statements, employment details, and other documents as specified in RIPS 2024 guidelines.

Can I combine Interest Subsidy with other RIPS 2024 benefits?

Yes, Interest Subsidy can be availed along with other RIPS 2024 incentives like SGST reimbursement, capital subsidy, stamp duty exemption, and electricity duty exemption, subject to overall scheme limits and eligibility criteria.

Get Your Free Consultation

Fill in the form below and our expert team will contact you within 24 hours

Get Expert Business Help

Professional business services and expert guidance for your company needs

Access Free Tools

Use our business calculators and comparison tools

Explore Tools

Explore Services

Browse all our business services and find what you need

Explore Services

View Dashboard

Access your account and manage services

Go to Dashboard

Contact Us

Get in touch for immediate assistance

WhatsApp Now

Phone Support

+91 9782280098

+91 9664146595

WhatsApp

+91 9782280098

Start Chat

Email Support

support@fastlegal.in

Send Email